Bring Your Parents Closer. Protect Their Visit.
Having your parents or grandparents visit Canada is a special opportunity to spend meaningful time together. Super Visa Insurance helps protect visiting loved ones against eligible emergency medical expenses during their stay.
Explore medical insurance options that can help meet Super Visa requirements and provide financial protection while your family is together in Canada.
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What Is Super Visa Insurance?
Super Visa Insurance is private medical insurance for eligible parents and grandparents visiting Canada under the Super Visa program. It helps cover eligible emergency medical expenses and is a required part of meeting the program’s insurance conditions.
Required Medical Coverage
Super Visa applicants must have qualifying private medical insurance that meets IRCC requirements.
Emergency Protection
Help manage eligible emergency medical expenses while your loved ones are visiting Canada.
Family Peace of Mind
Help reduce the financial uncertainty of unexpected medical emergencies during their stay.
Why Is Super Visa Insurance Important?
Visitors to Canada may face significant medical expenses if they need emergency treatment. Private medical insurance can help protect your family from eligible expenses that may arise during their visit.
- Help cover eligible emergency medical treatment.
- Meet the medical insurance requirements for the Super Visa.
- Help manage unexpected medical costs during the visit.
- Support a more financially prepared family visit.
What Does Super Visa Insurance Require?
Super Visa applicants must provide proof of qualifying medical insurance. The policy must meet the applicable requirements set by Immigration, Refugees and Citizenship Canada (IRCC).
Minimum $100,000 Coverage
The policy must provide at least $100,000 in emergency medical insurance coverage for each insured applicant.
At Least One Year
Coverage must be valid for a minimum of one year from the date of entry into Canada.
Eligible Insurance Provider
The policy must be issued by a Canadian insurance company or an eligible foreign insurance company authorized under IRCC rules.
Health Care & Hospitalization
The insurance must cover health care, hospitalization, and repatriation as required by the Super Visa program.
Proof of Insurance
Applicants must provide proof of purchased insurance. A quote alone does not meet the proof-of-insurance requirement.
Valid for Each Entry
Applicants must maintain qualifying insurance for each entry into Canada, in accordance with the program requirements.
What Does Super Visa Insurance Cover?
Depending on the plan and policy terms, Super Visa Insurance may cover eligible emergency medical services and expenses.
Emergency Medical Care
Eligible treatment for sudden illness or accidental injury during the insured visit.
Hospitalization
Eligible hospital expenses, including covered emergency inpatient care.
Doctor Visits
Eligible emergency physician or medical practitioner services.
Ambulance Services
Eligible emergency ambulance transportation, as defined by the policy.
Emergency Dental
Certain emergency dental expenses may be covered within policy limits.
Diagnostic Tests
Eligible emergency diagnostic services, such as covered X-rays or laboratory tests.
Prescription Medication
Certain emergency prescriptions may be covered, subject to plan conditions.
Repatriation
Eligible expenses for repatriation, as described in the insurance policy.
Explore Payment and Refund Options
Insurance plans may offer different payment arrangements and refund conditions. Availability depends on the insurer and selected policy.
Monthly Payment Options
Some insurers offer payment plans that allow eligible applicants to spread the premium over time, subject to the policy’s payment conditions.
Visa Refusal Refunds
Certain plans may offer a refund if a Super Visa application is refused. Refund eligibility, fees, and documentation depend on the insurer.
Early Return Refunds
Some policies may allow a partial refund for unused coverage if the visitor returns home early and meets the policy’s refund requirements.
How to Get Super Visa Insurance
Review your options, select suitable coverage, and prepare the required insurance documents for your family’s visit.
Request a Quote
Provide visitor details, travel dates, and relevant information to explore available insurance plans.
Choose Your Coverage
Review coverage limits, payment options, eligibility, and policy conditions before selecting a plan.
Prepare Your Documents
Obtain proof of purchased insurance and include the required documents with your Super Visa application.
Super Visa Insurance FAQs
Find answers to common questions about Super Visa Insurance for parents and grandparents visiting Canada.
Who needs Super Visa Insurance?
Parents and grandparents applying for a Canadian Super Visa must provide proof of qualifying private medical insurance that meets IRCC requirements.
How much insurance coverage is required?
The policy must provide at least $100,000 in emergency medical coverage for each insured applicant and meet the other applicable IRCC requirements.
How long must Super Visa Insurance be valid?
The insurance must be valid for at least one year from the date of entry into Canada. Applicants must also maintain qualifying coverage for each entry as required by IRCC.
Can I pay for Super Visa Insurance monthly?
Some insurance providers offer monthly payment arrangements. The policy must still meet IRCC’s insurance requirements, and the applicable payment conditions must be satisfied.
Does Super Visa Insurance cover pre-existing medical conditions?
Coverage for pre-existing medical conditions varies by insurer and plan. Some policies may offer coverage when a condition meets specific stability requirements. Review the policy wording and eligibility conditions carefully.
Can I get a refund if the Super Visa is refused?
Some insurance plans offer refunds if the visa is refused. Refund eligibility, documentation, fees, and timing depend on the insurer’s policy conditions.
Can I get a refund if my parents return home early?
Some insurers may allow a partial refund for unused coverage if the visitor returns home early. Eligibility may depend on whether a claim has been made and the terms of the policy.
Is a quote enough for a Super Visa application?
No. IRCC requires proof of purchased insurance that meets the program requirements. A quote alone does not meet the proof-of-insurance requirement.
Explore Super Visa Insurance Options for Your Loved Ones
Help prepare for your parents’ or grandparents’ visit to Canada with medical insurance options designed to meet their needs and applicable Super Visa requirements.
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