Your entire lifestyle is protected by your income. The chance of becoming disabled
due to injury or illness during your working years is very high. Have you considered
how you would maintain your lifestyle if this were to happen to you? While no one
likes to think about becoming ill or being injured you can't afford to ignore the
Disability Insurance offers you a simple, affordable way to provide an income should
a disability prevent you from working.
Income Protection, commonly known as Disability Insurance
and Loss of Income
benefit, provides financial security should an accident occur that prevents you
from working and earning a living. A Loss of Income Benefit provides you with a
portion of your income should you be disabled as a result of Injury or Illness and
unable to work and earn a living. There are different Elimination Periods (EP),
(length of time to wait before benefits begin), and different Benefit Periods (BP),
(length of time benefits will be payable), that will allow you to choose the plan
that best suits your needs.